Thursday, November 12, 2009

What An AAA-hole

Ah, Post College Poverty.

Also known as being finanically independent.

I pay for everything on my own.  Well, except my iPhone.  But I swear my parents only pay that so they can still control me.  Sorry, I mean call, e-mail and or poke me on Facebook at 403AM to express their "love." *cough* Mom *cough*.

So, I'm learning the hard way that with my newfound financial independence comes a budget.

"Budget" means separating your needs from your wants.

Like, I want to eat.

But I need a new pair of boots.

Like these:

The solution to get the boots and eat comes in packets of instant, but worldly food.

Like Trader Joe's Thai Noodles, at ninety-nine cents a piece.

I felt like Suzie homemaker the other night prepping a plastic bowl of this Thai Delight for the BF.

Who soon informed me this was Traders Joe's version of Ramen.

Great.  I'm so poor, I'm eating Ramen.

Before the budget, I used to think a lot of things were free. 

Like insurance.

I learned the hard way that AAA, unlike AA does not offer free juice and donuts.  Why am I paying $200 a month for car insurance and getting nothing in return?

Yeah, I know it's so I'm covered in the unlikely event that I get into an accident.

And then if I get into an accident the insurance "covers" it.  But they don't really cover it.  They just use the pool of money I've been paying them every month.  And then they start charging me more money.

I don't like spending money on things unless I immediately get something tangible in return. This is why I don't see the point of insurance.  I can't hold insurance, nor can I wear it with skinny jeans, nor is it by any means made for walking.   In conclusion, I would like to spend my car insurance money on boots.  



  2. Gabi! I haven't read your blog in a while and just started reading through it at work.

    "I don't like spending money on things unless I immediately get something tangible in return. "

    I feel exactly the same way. I am so screwed when I become financially independent. We'll have to share our dislike for stupid payments like insurance once I get to that step.